Resources
Frequently asked questions
The questions we hear most often, answered straight. Don't see yours? Get in touch — we read every email.
What credit issues can you actually help me fix?
We work with negative items like late payments, collections, charge-offs, and high credit utilization to help improve your score. Our team reviews your report and builds a personalized strategy based on what's dragging your numbers down.
How much does credit repair typically cost?
Pricing depends on the complexity of your situation and how many items we're working on. We'll give you a clear quote upfront during your first consultation so there are no surprises.
How long does it usually take to see results?
Most clients start seeing improvements within 30 to 90 days, though timelines vary based on your specific credit history. We'll set realistic expectations during our initial conversation and keep you updated throughout the process.
What happens during my first appointment?
We'll pull your credit report, walk through what we're seeing, and explain exactly how we can help. You'll leave with a clear action plan and know what to expect moving forward.
Do you work with people outside of San Antonio?
We're based in San Antonio, TX and primarily serve the local area, but reach out and let's talk about your situation. We can discuss whether we're the right fit for your needs.
Can you guarantee my credit score will improve?
We can't guarantee specific score increases, but we have a proven track record of helping clients dispute inaccurate items and develop better credit habits. Our success comes from working hard on your behalf and being transparent about what's realistic for your situation.